{"id":427,"date":"2023-09-05T19:54:44","date_gmt":"2023-09-05T10:54:44","guid":{"rendered":"https:\/\/wowprofessor.com\/?p=427"},"modified":"2024-01-12T22:25:38","modified_gmt":"2024-01-12T13:25:38","slug":"%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0","status":"publish","type":"post","link":"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/","title":{"rendered":"\uc800\ucd95\uc740\ud589 \uc801\uc790 \uc804\ud658 \ube0c\ub9bf\uc9c0\ub860 PF \ub300\ucd9c 1\uc870 \ubc8c\uae30"},"content":{"rendered":"\n<p>\uc800\ucd95\uc740\ud589 \uc801\uc790 \uc804\ud658\uc758 \uc704\ud5d8 \uacbd\ubcf4\ub85c \uae08\uc735 \ub300\ub780\uc774 \uc628\ub2e4\ub294 \uc758\uacac\uc774 \ub9ce\uc544\uc9c0\uace0 \uc788\ub2e4. \ube0c\ub9bf\uc9c0\ub860\uc740 \uc0ac\uc5c5 \ucd08\uae30\uc5d0 \uc0ac\uc5c5\uc2b9\uc778 \uac74\ucd95\ud5c8\uac00\ub97c \ubc1b\uae30 \uc804\uae4c\uc9c0 \uc7a0\uc2dc \uc6b4\uc601\ud558\ub294 \ub2e4\ub9ac\uc640 \uac19\uc740 \uace0\uae08\ub9ac \ub300\ucd9c\uc778\ub370 \uc800\ucd95\uc740\ud589\ub4e4\uc740 \uc774 \ube0c\ub9bf\uc9c0\ub860\uc744 \ub9ce\uc774 \uc601\uc5c5\ud558\uc600\uace0 \uc774 \uc774\uc790\ub97c \uac1a\uc9c0 \ubabb\ud558\ub294 \uc2dc\ud589\uc0ac\ub4e4\uc758 \uc5f0\uccb4\uac00 \ub0a0\ub85c \uc2ec\uac01\ud574\uc9c0\uace0 \uc788\ub2e4<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/wowprofessor.com\/wp-content\/uploads\/2023\/09\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-1024x576.png\" alt=\"\uc800\ucd95\uc740\ud589 \uc801\uc790\" class=\"wp-image-438\" style=\"width:569px;height:320px\" width=\"569\" height=\"320\" title=\"\" srcset=\"https:\/\/wowprofessor.com\/wp-content\/uploads\/2023\/09\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-1024x576.png 1024w, https:\/\/wowprofessor.com\/wp-content\/uploads\/2023\/09\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-300x169.png 300w, https:\/\/wowprofessor.com\/wp-content\/uploads\/2023\/09\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-768x432.png 768w, https:\/\/wowprofessor.com\/wp-content\/uploads\/2023\/09\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001.png 1280w\" sizes=\"(max-width: 569px) 100vw, 569px\" \/><\/figure><\/div>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\ube60\ub978 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%EC%A0%81%EC%9E%90_%EC%A0%84%ED%99%98\" title=\"\uc800\ucd95\uc740\ud589 \uc801\uc790 \uc804\ud658\">\uc800\ucd95\uc740\ud589 \uc801\uc790 \uc804\ud658<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EB%B8%8C%EB%A6%BF%EC%A7%80%EB%A1%A0\" title=\"\ube0c\ub9bf\uc9c0\ub860\">\ube0c\ub9bf\uc9c0\ub860<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EB%B6%80%EB%8F%99%EC%82%B0_%EC%8B%9C%ED%96%89%EC%82%AC\" title=\"\ubd80\ub3d9\uc0b0 \uc2dc\ud589\uc0ac\">\ubd80\ub3d9\uc0b0 \uc2dc\ud589\uc0ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EC%8B%9C%ED%96%89%EC%82%AC_%EB%B6%80%EC%9D%B5%EB%B6%80_%EB%B9%88%EC%9D%B5%EB%B9%88\" title=\"\uc2dc\ud589\uc0ac \ubd80\uc775\ubd80 \ube48\uc775\ube48\">\uc2dc\ud589\uc0ac \ubd80\uc775\ubd80 \ube48\uc775\ube48<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81\" title=\"\uae08\ub9ac \uc778\uc0c1\">\uae08\ub9ac \uc778\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EC%A2%80%EB%B9%84_%EC%8B%9C%ED%96%89%EC%82%AC\" title=\"\uc880\ube44 \uc2dc\ud589\uc0ac\">\uc880\ube44 \uc2dc\ud589\uc0ac<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EC%97%90%EC%BD%94%ED%94%84%EB%A1%9C_%EC%95%A1%EB%A9%B4_%EB%B6%84%ED%95%A0_%EB%B0%95%EC%88%9C%ED%98%81_%EB%B0%B0%ED%84%B0%EB%A6%AC_%EC%95%84%EC%A0%80%EC%94%A8_%EC%B6%94%EC%B2%9C_Best_8_%EC%A3%BC%EA%B0%80_%EC%98%88%EC%83%81\" title=\"\uc5d0\ucf54\ud504\ub85c \uc561\uba74 \ubd84\ud560 \ubc15\uc21c\ud601 \ubc30\ud130\ub9ac \uc544\uc800\uc528 \ucd94\ucc9c Best 8 \uc8fc\uac00 \uc608\uc0c1\">\uc5d0\ucf54\ud504\ub85c \uc561\uba74 \ubd84\ud560 \ubc15\uc21c\ud601 \ubc30\ud130\ub9ac \uc544\uc800\uc528 \ucd94\ucc9c Best 8 \uc8fc\uac00 \uc608\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EB%B0%95%EC%88%9C%ED%98%81_%EC%B6%94%EC%B2%9C_8_%ED%8F%AC%EC%8A%A4%EC%BD%94%ED%99%80%EB%94%A9%EC%8A%A4_2024%EB%85%84_%EC%A3%BC%EA%B0%80_%EC%A0%84%EB%A7%9D_%EB%B6%84%EC%84%9D\" title=\"\ubc15\uc21c\ud601 \ucd94\ucc9c 8 \ud3ec\uc2a4\ucf54\ud640\ub529\uc2a4 2024\ub144 \uc8fc\uac00 \uc804\ub9dd \ubd84\uc11d\">\ubc15\uc21c\ud601 \ucd94\ucc9c 8 \ud3ec\uc2a4\ucf54\ud640\ub529\uc2a4 2024\ub144 \uc8fc\uac00 \uc804\ub9dd \ubd84\uc11d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/wowprofessor.com\/money\/%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89-%ec%a0%81%ec%9e%90-%eb%b8%8c%eb%a6%bf%ec%a7%80%eb%a1%a0\/#%EB%B0%95%EC%88%9C%ED%98%81_%EB%B0%B0%ED%84%B0%EB%A6%AC_%EC%95%84%EC%A0%80%EC%94%A8_8_%EC%B6%94%EC%B2%9C_LG%ED%99%94%ED%95%99_%EC%9A%B0_%EC%97%90%EB%84%88%EC%A7%80%EC%86%94%EB%A3%A8%EC%85%98_%EC%A7%80%EC%A3%BC%EC%82%AC_%EA%B0%80%EC%B9%98_%EC%A0%80_PBR_%EB%B6%84%EC%84%9D\" title=\"\ubc15\uc21c\ud601 \ubc30\ud130\ub9ac \uc544\uc800\uc528 8 \ucd94\ucc9c LG\ud654\ud559 \uc6b0 \uc5d0\ub108\uc9c0\uc194\ub8e8\uc158 \uc9c0\uc8fc\uc0ac \uac00\uce58 \uc800 PBR \ubd84\uc11d\">\ubc15\uc21c\ud601 \ubc30\ud130\ub9ac \uc544\uc800\uc528 8 \ucd94\ucc9c LG\ud654\ud559 \uc6b0 \uc5d0\ub108\uc9c0\uc194\ub8e8\uc158 \uc9c0\uc8fc\uc0ac \uac00\uce58 \uc800 PBR \ubd84\uc11d<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%80%EC%B6%95%EC%9D%80%ED%96%89_%EC%A0%81%EC%9E%90_%EC%A0%84%ED%99%98\"><\/span>\uc800\ucd95\uc740\ud589 \uc801\uc790 \uc804\ud658<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2022\ub144 \uc0c1\ubc18\uae30 9000\uc5b5 \uc774\uc775\uc744 \ub0c8\ub358 \uc800\ucd95\uc740\ud589\uc774 2023\ub144 1000\uc5b5 \uc801\uc790\uc804\ud658\uc744 \ud558\uc600\ub2e4\uace0 \ud568<\/p>\n\n\n\n<p>\ubb34\ub824 1\uc870\uc6d0 \uc774\uc775\uc774 1\ub144 \ub9cc\uc5d0 \uc904\uc5b4\ub4e0 \uac83<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/biz.chosun.com\/stock\/finance\/2023\/09\/05\/RVCLTA7NX5DZHHMHK2RDUVHCZY\/?utm_source=naver&amp;utm_medium=original&amp;utm_campaign=biz\" target=\"_blank\" rel=\"noopener\">\uc800\ucd95\uc740\ud589 \uc704\uae30 \uad00\ub828 \uae30\uc0ac \ubcf4\uae30<\/a><\/div>\n<\/div>\n\n\n\n<p>\uc800\ucd95\uc740\ud589\uc758 \uc774\uc775\uc740 \uc8fc\ub85c \uc608\ub300\ub9c8\uc9c4 \uc989 \uc774\uc790 \ucc28\uc774\ub85c \uc778\ud568<\/p>\n\n\n\n<p>\ub300\ucd9c\uc744 \ud574\uc8fc\uace0 \ubc1b\ub294 \uc774\uc790\uc218\uc775\uc5d0\uc11c \uc608\uae08 \uc774\uc790\ub85c \uc8fc\ub294 \ube44\uc6a9\uc744 \ube80 \uac83\uc774 \uc774\uc775\uc784<\/p>\n\n\n\n<p>\uc2e4\uc81c\ub85c \ub300\ucd9c \uae08\ub9ac\ub85c \ubc1b\ub294 \uc774\uc790 \uc218\uc775\uc740 9000\uc5b5\uc774 \ub298\uc5c8\uc74c<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc608\uae08 \uc774\uc790\ub85c \uc918\uc57c\ud558\ub294 \ube44\uc6a9\uc774 1.5\uc870\uac00 \ub298\uc5b4\ub0ac\uae30\uc5d0 \uc624\ud788\ub824 \ub9c8\uc774\ub108\uc2a4\uac00 \ub41c \uac83<\/p>\n\n\n\n<p>\uac00\uc7a5 \ud070 \ubb38\uc81c\ub294 \ub300\uc190\ucda9\ub2f9\uae08\uc774\uc5c8\uc74c<\/p>\n\n\n\n<p>\uc5f0\uccb4\uac00 \ubc1c\uc0dd\ud558\uba74 \uc5f0\uccb4 \uae08\uc561\uc744 \uc190\uc2e4\ub85c \ubbf8\ub9ac \uc7a1\uc544\ub193\ub294 \uac83\uc774 \ub300\uc190\ucda9\ub2f9\uae08\uc778\ub370 \uc774 \uae08\uc561\uc774 \uc57d 2\uc870\uc5d0 \uac00\uae5d\uac8c \ub298\uc5b4\ub09c \uac83<\/p>\n\n\n\n<p>\uc885\ud569\ud558\uba74 \ub300\ucd9c \uc7a5\uc0ac\ub85c 2.7\uc870\ub97c \ubc8c\uc5c8\uc9c0\ub9cc \ub300\uc190\ucda9\ub2f9\uae08 2\uc870\uc640 \uac01\uc885 \uc218\uc218\ub8cc 8000\uc5b5 \uc9c0\ucd9c\ub85c 962\uc5b5 \uc801\uc790\uac00 \ub098\uc628 \uac83<\/p>\n\n\n\n<p>\ube5a\uc744 \ubabb \uac1a\uace0 \uc5f0\uccb4\uac00 \ubc1c\uc0dd\uc774 \ub9ce\ub2e4\ub294 \uac83\uc774\uba70 \uc800\ucd95\uc740\ud589 \uc911 \ud558\uc704\uc0ac\ub4e4\uc774 \uc5f0\uccb4\uc728\uc774 \ub192\ub2e4<\/p>\n\n\n\n<p>\ub2f9\uc5f0\ud788 \uace0\uae08\ub9ac\ub85c \ube4c\ub824\uc8fc\uae30 \uc704\ud574 \uace0\uae08\ub9ac \uc800\uc2e0\uc6a9\uc790\uac00 \ub300\ucd9c \ub300\uc0c1\uc774\uc5c8\uae30 \ub54c\ubb38<\/p>\n\n\n\n<p>SBI \uc800\ucd95\uc740\ud589\uc758 \uc5f0\uccb4\uc728\uc740 1\ub144\ub9cc\uc5d0 1.36%\uac00 4.1%\uac00 \ub418\uc5c8\uc74c \uac70\uc758 3\ubc30 \uc0c1\uc2b9<\/p>\n\n\n\n<p>\uae08\uc735\uc0ac\uac00 \ub300\ucd9c \ucc44\uad8c\uc744 \ud3c9\uac00\ud560 \ub54c 5\ub2e8\uacc4\ub85c \ub098\ub214<\/p>\n\n\n\n<p>\uc815\uc0c1, \uc694\uc8fc\uc758, \uace0\uc815, \ud68c\uc218\uc758\ubb38, \ucd94\uc815\uc190\uc2e4 5\ub2e8\uacc4<\/p>\n\n\n\n<p>\uc694\uc8fc\uc758\ub294 \uc5f0\uccb4 \uae30\uac04\uc774 30\uc77c\uc774 \ub118\uc5c8\uc744 \ub54c<\/p>\n\n\n\n<p>\uace0\uc815\uc740 \uc5f0\uccb4\uac00 3\ub2ec\uc774 \uc9c0\ub0ac\uc744 \ub54c<\/p>\n\n\n\n<p>\ub300\uce28 \uc774\uc790\ub97c 1\ub2ec\uc5d0\uc11c 3\ub2ec \uc774\uc0c1 \ub0b4\uc9c0 \ubabb\ud588\ub2e4\uba74 \ubd80\uc2e4\ud558\ub2e4\ub294 \ub73b\uc73c\ub85c \uc774\ud574\ud560 \uc218 \uc788\ub2e4<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B8%8C%EB%A6%BF%EC%A7%80%EB%A1%A0\"><\/span>\ube0c\ub9bf\uc9c0\ub860<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/biz.chosun.com\/stock\/finance\/2023\/08\/31\/DUUTEHV5FRECDLCFCK6EEDLASM\/?utm_source=naver&amp;utm_medium=original&amp;utm_campaign=biz\" target=\"_blank\" rel=\"noopener\">\ube0c\ub9bf\uc9c0\ub860 \uc704\uae30\uc124 \uae30\uc0ac \ubcf4\uae30<\/a><\/div>\n<\/div>\n\n\n\n<p>\uc774\uc790 \uc5f0\uccb4\uac00 \uc5c6\uc5b4\ub3c4 \uace0\uc815\uc73c\ub85c \ub300\ucd9c\ucc44\uad8c\uc744 \ucde8\uae09\ud558\ub294 \uac83\uc774 \ube0c\ub9bf\uc9c0\ub860<\/p>\n\n\n\n<p>\ube0c\ub9bf\uc9c0\ub860 \ub300\uce28 \ub9cc\uae30\uc5d0\uc11c \ubcf8 PF \ub300\ucd9c\ub85c \uc774\uc5b4\uc11c \uc9c4\ud589\ub418\uc9c0 \uc54a\uace0 \uc2dc\ud589\uc0ac\uac00 \ud30c\uc0b0\ud558\ub294 \uacbd\uc6b0 \ub2f4\ubcf4\ub294 \uc88b\uae30 \ub54c\ubb38\uc5d0 \ub300\ucd9c \ub9cc\uae30\ub97c \uc5f0\uc7a5\uc2dc\ucf1c\uc11c \uae30\ub2e4\ub9ac\uac8c \ub418\ub294 \uac83\uc774\ub2e4<\/p>\n\n\n\n<p>\uc774\uc790\ub294 \ub0b4\uace0 \uc788\uae30\uc5d0 \uc5f0\uccb4\ub294 \uc544\ub2cc\ub370 \uc2dc\ud589\uc0ac\uac00 \ub3c8\uc774 \uc5c6\uc5b4\uc11c \ub9c8\ub0e5 \ub298\uc5b4\uc9c0\uba74 \uace0\uc815 \ub300\ucd9c\uc704\ud5d8\uad70\uc774 \ub418\ub294 \uac83<\/p>\n\n\n\n<p>\uc800\ucd95\uc740\ud589\uc758 \ube0c\ub9ac\uc9c0\ub860 PF \ub300\ucd9c \uc911 \uc704\ud5d8 \ub300\ucd9c\uad70 \uc694\uc8fc\uc758 \uc5ec\uc2e0\uc774 \uc57d 10\uc870\ub85c \uc804\uccb4 \ubd80\ub3d9\uc0b0 \ub300\ucd9c\uc758 30%\ub97c \ucc28\uc9c0<\/p>\n\n\n\n<p>\ubd80\ub3d9\uc0b0\uc774 \ubb34\ub108\uc9c0\uba74 \uc774 \uc694\uc8fc\uc758 \ub300\ucd9c\ub4e4\uc774 \ubb38\uc81c\uac00 \ub418\uc5b4 \uae08\uc735 \ubb38\uc81c\uac00 \ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc74c<\/p>\n\n\n\n<p>\ud2b9\ud788 PF\ub294 \uc794\uae08 \uc2dc\uc810\uc5d0\uc11c \uac1a\uc544\uc57c\ud558\ub294\ub370 \uc774 \uc794\uae08 \uc2dc\uae30\uac00 \uc704\ud5d8\ud560 \uc218 \uc788\uc74c<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u200b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%B6%80%EB%8F%99%EC%82%B0_%EC%8B%9C%ED%96%89%EC%82%AC\"><\/span>\ubd80\ub3d9\uc0b0 \uc2dc\ud589\uc0ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ud55c\ubc88 \uc131\uacf5\ud558\uba74 1\uc870 \ud604\uae08\uc744 \ub9cc\uc9c8 \uc218 \uc788\ub294 \uadf9\ub2e8\uc801\uc778 \uc0ac\uc5c5<\/p>\n\n\n\n<p>2\ubc88 \uc131\uacf5\ud558\uba74 \uc7ac\ubc8c\uc774 \ub41c\ub2e4<\/p>\n\n\n\n<p>\uc5e0\ub514\uc5e0 \uc2e0\uc601 \ub514\ucf00\uc774 \ub4f1\uc774 \ub300\ud45c\uc801\uc778 \uc608\uc2dc<\/p>\n\n\n\n<p>\ub0b4 \uc6d0\uae08\uc740 1000\uc5b5\uc778\ub370 1\uc870\uc6d0\uc744 \ubc8c \uc218 \uc788\ub294 \ube44\ubc95\uc740 \ubd80\ub3d9\uc0b0 PF<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uba3c\uc800 \ub545\uc744 \uc0ac\uc57c \ub428<\/p>\n\n\n\n<p>100\uba85\ub3c4 \ub118\uac8c \ucabc\uac1c\uc9c4 \ub545\uc744 \uc0ac\ub294\uac8c \ud798\ub4e4\uc5b4\uc11c \uacfc\uac70\uc5d0\ub294 \uae61\ud328\ub4e4\uc774 \ud6a8\uacfc\uc801<\/p>\n\n\n\n<p>\uc694\uc998\uc740 \uc27d\uc9c0 \uc54a\uace0 \ub354 \ube44\uc2f8\uac8c \uc0ac\ub4e4\uc5ec\uc57c\ud568<\/p>\n\n\n\n<p>90% \ub300\uc9c0\ub97c \ud655\ubcf4\ud558\uba74 \uc0ac\uc5c5\uc774 \uc2dc\uc791 \uac00\ub2a5\ud569<\/p>\n\n\n\n<p>\ubc14\ub85c \uc740\ud589\uc5d0\uac00\uc11c \ube0c\ub9bf\uc9c0\ub860\uc744 \uc2e0\uccad\ud568<\/p>\n\n\n\n<p>PF\ub85c \uac00\uae30 \uc704\ud55c \uc911\uac04\ub2e8\uacc4\ub85c \uc8fc\ub85c \uc800\ucd95\uc740\ud589\uacfc \uc99d\uad8c\uc0ac\uac00 \uc81c\uacf5\ud568<\/p>\n\n\n\n<p>1\uae08\uc735\uad8c\uc5d0\uc11c\ub294 \uc704\ud5d8\uc131\uc744 \uc774\uc720\ub85c \ucde8\uae09\ud558\uc9c0 \uc54a\uace0 20%\uc774\uc790\ub3c4 \uc2fc \ud3b8\uc774 \ube0c\ub9bf\uc9c0\ub860<\/p>\n\n\n\n<p>\ub545 90%\uacc4\uc57d\uc11c\ub85c \ube0c\ub9bf\uc9c0\ub860\uc744 \ubc1b\uc73c\uba74 \ub545 \uc794\uae08\uacfc \uac74\ucd95\ud5c8\uac00 \uc0ac\uc5c5\uc2b9\uc778 \ube44\uc6a9\uc73c\ub85c \uc0ac\uc6a9\ud568<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%8B%9C%ED%96%89%EC%82%AC_%EB%B6%80%EC%9D%B5%EB%B6%80_%EB%B9%88%EC%9D%B5%EB%B9%88\"><\/span>\uc2dc\ud589\uc0ac \ubd80\uc775\ubd80 \ube48\uc775\ube48<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ub545 \ub9e4\uc785\uc774 \uac00\uc7a5 \uc911\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \uc7ac\ubc8c\uae09 \uba54\uc774\uc800 \uc2dc\ud589\uc0ac\ub294 \uc11c\uc6b8\uc758 \ud575\uc2ec\uc9c0\uc5ed\uc5d0 \uc0ac\uc5c5\uc744 \ud560 \uc218 \uc788\ub2e4<\/p>\n\n\n\n<p>\uac15\ub0a8 \uc9c0\uc5ed\uc5d0 \uc2dc\ud589\uc744 \ud558\ub824\uba74 \ub545 \uac12\ub9cc \ucc9c\uc5b5\uc774 \uc6b0\uc2b5\uac8c \ub4e4\uc5b4\uac00\uc57c\ud55c\ub2e4<\/p>\n\n\n\n<p>\uc2dc\ud589\uc0ac\uac00 \ub3c8\uc744 \ubc84\ub294 \ube44\ubc95\uc740 \uc544\uc8fc \ub2e8\uc21c\ud558\ub2e4<\/p>\n\n\n\n<p>\uc6d0\uac00 (\ub545)\ub97c \uc904\uc774\uace0 \uc774\uc790\ub97c \uc904\uc774\uace0 \uc2dc\uacf5\ube44\ub97c \uc904\uc5ec\uc11c \ube44\uc2f8\uac8c \ubaa8\ub450 \ub2e4 \ud30c\ub294 \uac83\uc774\ub2e4<\/p>\n\n\n\n<p>\ub2e8\uc21c\ud55c \ub85c\uc9c1\uc774\uc9c0\ub9cc \ub9ce\uc740 \ub178\ud558\uc6b0\uc640 \ube44\ubc95\uc774 \ud544\uc694\ud558\uae30\uc5d0 \uc778\uc0dd\uc744 \ubc14\uafb8\ub294 \uc0ac\uc5c5\uc778 \uac83\uc774\ub2e4<\/p>\n\n\n\n<p>\ub0b4 \ub3c8 50\uc5b5\uc774 2\ucc9c\uc5b5\uc774 \ub418\ub294 \ub9c8\ubc95\uc774 \ub418\ub294 \uac83\uc744 \ubcfc \uc218 \uc788\ub2e4<\/p>\n\n\n\n<p>\ud544\uc790\uac00 \ub4e3\uae30\ub85c \uc778\ucc9c\uc758 \uc2dc\ud589\uc0ac\ub294 1\uac1c\uc758 \uc544\ud30c\ud2b8 \ub2e8\uc9c0\ub97c \uc131\uacf5\uc801\uc73c\ub85c \ubd84\uc591\ud574\uc11c 1\uc870\uc6d0\uc744 \ubc8c\uc5c8\ub2e4\uace0 \ud55c\ub2e4<\/p>\n\n\n\n<p>\uadf8 \ub3c8\uc744 \ubc14\ud0d5\uc73c\ub85c \ub354 \ub113\uc740 \ub545\uc744 \uc0ac\uc11c \uc0ac\uc5c5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc18\ubcf5\ud558\uba74\uc11c \ub354 \ub9ce\uc740 \ub3c8\uc744 \ubc8c\uace0 \uc788\ub2e4\ub294 \uac83<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81\"><\/span>\uae08\ub9ac \uc778\uc0c1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\ubbf8\uad6d\uc758 \uc790\uc774\uc5b8\ud2b8 \uc2a4\ud15d\uc73c\ub85c \uae30\uc900 \uae08\ub9ac\ub97c \uc62c\ub9ac\uba74\uc11c \ub300\ud55c\ubbfc\uad6d\ub3c4 \uae08\ub9ac\ub97c \uc62c\ub9ac\uc790 \ub300\ucd9c \uc774\uc790\uac00 \uc5c4\uccad\ub09c \ubd80\ub2f4\uc774 \ub418\uc5c8\ub2e4<\/p>\n\n\n\n<p>\uc778\uac74\ube44, \uc790\uc7ac\ube44 \ubaa8\ub450 \ub2e4 \uc624\ub974\ub294 \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc2dc\uacf5\ube44\ub3c4 \uc62c\ub790\ub2e4<\/p>\n\n\n\n<p>\uae08\ub9ac\uac00 \uc624\ub974\uc790 \uad6d\ubbfc\uc758 \uc790\uae08 \uc904\uc774 \ub9d0\ub77c \ubd84\uc591\ub3c4 \uc798 \ub418\uc9c0 \uc54a\uc558\ub2e4<\/p>\n\n\n\n<p>\ucd5c\uadfc \uc218\ub3c4\uad8c\uc758 \ubd84\uc591\uc774 \ubbf8\uce5c\ub4ef \ud314\ub9ac\uace0 \uc788\uae34 \ud558\uc9c0\ub9cc \uc804\uad6d\uc801\uc73c\ub85c \ubcfc \ub54c\ub294 \ubbf8\ubd84\uc591\uc774 \uc5ec\uc804\ud788 \ub192\uc740 \uc218\uc900\uc774\ub2e4<\/p>\n\n\n\n<p>\ube0c\ub9bf\uc9c0\ub860\uc5d0\uc11c \ubd80\ub3d9\uc0b0 PF\ub85c \ub118\uc5b4\uac00\uc57c \ub418\ub294\ub370 \uacf5\uc0ac\ube44, \uae08\uc735\ube44\uac00 \uc624\ub974\uace0 \ubd84\uc591 \uc644\ud310 \uc790\uc2e0\uc774 \uc5c6\uc5b4\uc9c0\uba74\uc11c \ub118\uc5b4\uac00\uc9c0 \ubabb\ud558\uba74 20%\uac00 \ub118\ub294 \uace0\uae08\ub9ac\uc758 \ube0c\ub9bf\uc9c0\ub860\uc774 \ub3c8 \uba39\ub294 \ud558\ub9c8\uac00 \ub418\uc5b4\ubc84\ub9b0\ub2e4<\/p>\n\n\n\n<p>\ub300\ud615 \uc2dc\ud589\uc0ac\ub294 \uadf8 \ub3d9\uc548 \ubc8c\uc5c8\ub358 \uc790\uae08 \uc5ec\uc720\uac00 \uc788\uc73c\ub2c8 \uae34\ucd95\ud558\uc5ec \ubc84\ud2f8 \uc218 \uc788\uc9c0\ub9cc \uc2e0\uc0dd \uc2dc\ud589\uc0ac\ub294 \uc774 \uae08\ub9ac \ud3ed\ud0c4\uc744 \uac10\ub2f9\ud560 \uc5ec\uc720\ub97c \uac00\uc9c0\uae30 \ud798\ub4ec<\/p>\n\n\n\n<p>\uc800\ucd95\uc740\ud589\uacfc \uac19\uc740 \ube0c\ub9bf\uc9c0\ub860\uc744 \ub9ce\uc774 \ud310\ub9e4\ud55c \uae08\uc735\uc0ac\ub294 \uc2dc\ud589\uc0ac\uc5d0\uac8c \ub9cc\uae30 \uc5f0\uc7a5\uc744 \ud558\uba74\uc11c \ud6c4\ubd88\uc81c \uc774\uc790\ub97c \ubc1b\ub294 \uac83\uc73c\ub85c \ubc14\uafb8\uba74\uc11c \uc774 \ud3ed\ud0c4\uc744 \ub4a4\ub85c \ubbf8\ub8e8\uc5b4 \uacbd\uae30\uac00 \uc88b\uc544\uc9c0\uae30\ub97c \uae30\ub2e4\ub9ac\uace0 \uc788\uc74c<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A2%80%EB%B9%84_%EC%8B%9C%ED%96%89%EC%82%AC\"><\/span>\uc880\ube44 \uc2dc\ud589\uc0ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\uc774 \uae30\ub2e4\ub9bc\uc774 \uc5b8\uc81c\uac00 \ub420\uc9c0 \ubaa8\ub974\uc9c0\ub9cc \ub9e4\uc77c \uc774\uc790\uac00 \uc313\uc5ec\uac00\uace0 \uc788\uc9c0\ub9cc \ub54c\uac00 \uc62c \ub54c\uae4c\uc9c0 \uc8fd\uc9c0 \ubabb\ud558\ub294 \uc880\ube44\uac00 \ub418\uc5b4 \uac00\ub294 \uac83<\/p>\n\n\n\n<p>\ubbf8\uad6d\uc758 \uae30\uc900 \uae08\ub9ac\ub294 \ub2f9\ubd84\uac04 \uc27d\uac8c \ub0b4\ub824\uac00\uc9c0 \uc54a\uc744 \uac83\uc774\ub77c\ub294 \uac83\uc774 \ub300\uc138 \uc758\uacac<\/p>\n\n\n\n<p>1\ub144 \uc774\uc0c1 \ud604\uc7ac \uae08\ub9ac\ub97c \uc720\uc9c0\ud558\uac70\ub098 \ub354 \uc62c\ub9ac\uac8c \ub420 \uacbd\uc6b0 \uc6b0\ub9ac\ub098\ub77c\uac00 \uae08\ub9ac\ub97c \ub0b4\ub9b4 \uc218\ub294 \uc5c6\uc74c<\/p>\n\n\n\n<p>\uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \ud55c\ubc88 \uc62c\ub77c\uac04 \uc778\uac74\ube44\uc640 \uacf5\uc0ac\ube44\uc6a9\uc740 \ub2e4\uc2dc \uc778\uc0c1\uc801\uc73c\ub85c \ub0b4\ub824\uac00\uae30 \ud798\ub4e0 \uac83\uc774 \ud604\uc2e4\uc784<\/p>\n\n\n\n<p>\uc9dc\uc7a5\uba74 \uac12\uc774 2\ucc9c\uc6d0\uc5d0\uc11c 3\ucc9c\uc6d0 \ub410\ub294\ub370 \ubc00\uac00\ub8e8 \uac12 \ub5a8\uc5b4\uc84c\ub2e4\uace0 \ub2e4\uc2dc \ub5a8\uc5b4\uc9c0\ub294 \uac83 \ubcf8 \uc801\uc774 \uc788\ub2e4\uba74 \uc88b\uc740 \uc0ac\uc7a5\ub2d8\uc744 \ub454 \uac83\uc73c\ub85c \uadf8 \uc911\uad6d\uc9d1\uc740 \uc560\uc6a9\ud574\uc57c \ub420 \uacf3<\/p>\n\n\n\n<p>\ud0dd\uc2dc\ube44\/\ubc84\uc2a4\ube44 \uc624\ub974\uba74 \uc62c\ub790\uc9c0 \ub2e4\uc2dc \ub0b4\ub824\uac00\uc9c0 \uc54a\uc74c<\/p>\n\n\n\n<p>\uc800\ucd95\uc740\ud589, \uc0c8\ub9c8\uc744\uae08\uace0 \ubfd0 \uc544\ub2c8\ub77c \uc99d\uad8c\uc0ac, \uc2e0\ud0c1\uc0ac, \uce90\ud53c\ud138\uc0ac, \uce74\ub4dc\uc0ac \ub4f1 \ube0c\ub9bf\uc9c0\ub860\uacfc PF \ub300\ucd9c\uc744 \ub9ce\uc774 \uc2e4\ud589\ud55c \uae08\uc735\uc0ac\ub4e4\ub85c\ubd80\ud130 \uae08\uc735 \ub300\ub780\uc774 \uc62c \uc218 \uc788\uc74c<\/p>\n\n\n\n<p>\uc0c8\ub9c8\uc744 \uae08\uace0\ub3c4 \uac70\uc758 \ub3d9\uc77c\ud55c \uc0c1\ud669\uc73c\ub85c \ubb38\uc81c\uac00 \ub410\ub358 \uac83\uc744 \ubcf4\uba74 \uc720\ucd94\ud560 \uc218 \uc788\uc74c<\/p>\n\n\n<ul class=\"wp-block-categories-list wp-block-categories\">\t<li class=\"cat-item cat-item-3\"><a href=\"https:\/\/wowprofessor.com\/category\/instruction\/\">Instruction<\/a>\n<\/li>\n\t<li class=\"cat-item cat-item-5\"><a href=\"https:\/\/wowprofessor.com\/category\/money\/\">Money<\/a>\n<\/li>\n<\/ul>\n\n<form role=\"search\" method=\"get\" action=\"https:\/\/wowprofessor.com\/\" class=\"wp-block-search__button-outside wp-block-search__text-button wp-block-search\"    ><label class=\"wp-block-search__label\" for=\"wp-block-search__input-1\" >\uac80\uc0c9<\/label><div class=\"wp-block-search__inside-wrapper \" ><input class=\"wp-block-search__input\" id=\"wp-block-search__input-1\" placeholder=\"\" value=\"\" type=\"search\" name=\"s\" required \/><button aria-label=\"\uac80\uc0c9\" class=\"wp-block-search__button wp-element-button\" type=\"submit\" >\uac80\uc0c9<\/button><\/div><\/form>\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/wowprofessor.com\/money\/%ec%97%90%ec%bd%94%ed%94%84%eb%a1%9c-%ec%95%a1%eb%a9%b4-%eb%b6%84%ed%95%a0-%eb%b0%95%ec%88%9c%ed%98%81\/\">\uc5d0\ucf54\ud504\ub85c \uc561\uba74 \ubd84\ud560 \ubc15\uc21c\ud601 \ubc30\ud130\ub9ac \uc544\uc800\uc528 \ucd94\ucc9c Best 8 \uc8fc\uac00 \uc608\uc0c1<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/wowprofessor.com\/money\/%eb%b0%95%ec%88%9c%ed%98%81-%ed%8f%ac%ec%8a%a4%ec%bd%94%ed%99%80%eb%94%a9%ec%8a%a4\/\">\ubc15\uc21c\ud601 \ucd94\ucc9c 8 \ud3ec\uc2a4\ucf54\ud640\ub529\uc2a4 2024\ub144 \uc8fc\uac00 \uc804\ub9dd \ubd84\uc11d<\/a><\/li>\n<li><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/wowprofessor.com\/money\/%eb%b0%95%ec%88%9c%ed%98%81-%ec%b6%94%ec%b2%9c%ec%a3%bc-lg%ed%99%94%ed%95%99-%ec%9a%b0\/\">\ubc15\uc21c\ud601 \ubc30\ud130\ub9ac \uc544\uc800\uc528 8 \ucd94\ucc9c LG\ud654\ud559 \uc6b0 \uc5d0\ub108\uc9c0\uc194\ub8e8\uc158 \uc9c0\uc8fc\uc0ac \uac00\uce58 \uc800 PBR 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\uc788\ub2e4<\/p>\n","protected":false},"author":1,"featured_media":438,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[125,124],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/wowprofessor.com\/wp-content\/uploads\/2023\/09\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001.png","_links":{"self":[{"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/posts\/427"}],"collection":[{"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/comments?post=427"}],"version-history":[{"count":11,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/posts\/427\/revisions"}],"predecessor-version":[{"id":439,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/posts\/427\/revisions\/439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/media\/438"}],"wp:attachment":[{"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/media?parent=427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/categories?post=427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wowprofessor.com\/wp-json\/wp\/v2\/tags?post=427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}